FAQ's

 
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News

New website

We are undergoing some changes on our website to better serve our customers. Any suggestions are welcome and thank you for choosing K&C Budget Lot.

 


 

Frequently Asked Questions?

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Table of Contents

  1. Where are we located?
  2. What are our business hours?
  3. How old do I have to be to purchase a vehicle?
  4. What kind of vehicles do we sell?
  5. Do we offer any kind of vehicle history reports?
  6. What kind of financing do we provide?
  7. Can I leave in a car today?
  8. What do I need to bring with me to apply for financing?
  9. How long is the approval process?
  10. Do I need to have a drivers license to finance a vehicle?
  11. What kind of insurance do I need to have to leave with a vehicle?
  12. Can I finance a vehicle if I have filed bankruptcy?
  13. How do we setup payments?
  14. Do we report to the credit bureau?
  15. What forms of payment do we accept?
  16. Do we accept automatic payments?
  17. Do we provide 30 day temp tags?
  18. Will I receive a Missouri safety inspection?
  19. Do we sell vehicles for cash?
  20. Can I bring my Children with me?
  21. Do we offer any warranty?

Where are we located?

[On the Northwest Corner of US HWY 24 and Noland Rd in Independence Mo.]

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What are our business hours?

[Mon-Fri 9am to 6pm, Sat 9am to 3pm, Sun closed.]

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What kind of vehicles do we sell?

[We offer a wide variety of small to midsize cars, trucks, minivans, and SUV's.]

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Do we offer any kind of vehicle history reports?

[YES, every sale comes with a copy of the "CARFAX" vehicle history report.]

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What kind of financing do we provide?

[In-house, Buy Here Pay Here financing.]

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Can I leave in a car today?

[YES, absolutly, don't wait, come in today!!]

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What do I need to bring with me to apply for financing?

[Valid Missouri or Kansas drivers license, current paycheck stub, utility bill or lease/rental agreement.]

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How long is the approval process?

[Same day approval, usually less that 20 min.]

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Do I need to have a drivers license to finance a vehicle?

[YES, we require a VALID Missouri or Kansas drivers license.]

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What kind of insurance do I need to have to leave with a vehicle?

[We require full coverage ins. with $500.00 deductibles on comp. and coll. with K&C Budget Lot as lien holder.]

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Can I finance a vehicle if I have filed bankruptcy?

[YES, only after is has been "DISCHARGED"]

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How do we setup payments?

[Payments are set up according to pay dates.]

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Do we report to the credit bureau?

[YES, we report monthly to Equifax.]

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What forms of payment do we accept?

[We accept CASH, MONEY ORDER, CREDIT/DEBIT, and personal checks]

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Do we accept automatic payments?

[YES. (must have a credit/debit card)]

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Will I receive a Missouri safety inspection?

[YES, we provide a safety inspection with every sale.]

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Do we sell vehicles for cash?

[YES, make us an offer we can't refuse!!]

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Can I bring my Children with me?

[YES, we offer a playroom with toys, books and TV to keep your child occupied.]

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Do we offer any warranty?

[We do provide limited warranties on most of our vehicles. Call for more info.

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New INVENTORY

 
easy financing

 

Requirements:

 

-MO or KS drivers license

-Recent paycheck stub

-Lease, rental agreement, or utility bill

-Full coverage ins.