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Now reporting to both Equifax and TransUnion credit reporting agencies

Now listed on

We are very happy to announce that we have partnered with to list our inventory on their website. Click on our inventory button to view our inventory and to compare our vehicles with other dealers.




Welcome to!

We specialize in financing people that have no or less than perfect credit.  We offer a wide variety of cars, trucks, vans, and SUV's. Most importantly we can help YOU re-establish your credit.  All vehicles accompany a CARFAX vehicle history report and a Missouri vehicle inspection with every purchase. Most vehicles come with limited warranty.

Click to Apply for credit!

Buy Here Pay Here:

  • Quick easy financing: approval in usually 15 min
  • Electronic credit reporting: we upload your payment history directly to Equifax and TransUnion on a monthly basis
  • Easy payments: we set your payments on your pay dates (i.e.: weekly, bi-weekly, etc) included
  • Most Every sale comes with the following:
    • Missouri Safety Inspection
    • CARFAX vehicle history report
    • 30 day limited warranty(see dealer for details)
    • 30 day temp tag


    (all vehicles sold by K&C Budget Lot, L.L.C. accompany a copy of the CARFAX vehicle history report. K&C Budget Lot, L.L.C.)

    Click for the BBB Business Review of this Auto Dealers - Used Cars in Independence MO


easy financing




-MO or KS drivers license

-Recent paycheck stub

-Lease, rental agreement, or utility bill

-Full coverage ins.